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Debt Negotiation

An incredibly liberating and unusual thing to say in our modern times is, “I am not worried about debts.” According to a recent survey, 68% of adults in America who are in debt say that they don’t know if they will ever be free from debt. If you have numerous outstanding loans, harassed by collection calls and finding it difficult to keep up your monthly payments then there are many options before you and one such option is debt negotiation.

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with a Smarter Debt Plan

Explore options that help you pay off debt faster, with lower monthly stress.

It's easy to begin with a free consultation and no hidden fees.

What Makes Royal Debt Relief Stand Out?

An incredibly liberating and unusual thing to say in our modern times is, “I am not worried about debts.” According to a recent survey, 68% of adults in America who are in debt say that they don’t know if they will ever be free from debt. If you have numerous outstanding loans, harassed by collection calls and finding it difficult to keep up your monthly payments then there are many options before you and one such option is debt negotiation.

What is Debt Negotiation?

Debt Negotiation is a process to negotiate with an individual who owes money and the creditors they owe money to and for communicating different options for settling the amount owed.

Debt negotiation can be a powerful tool and often results in the individual paying off all unsecured loans and his debts for less than the total amount owed or opting for a new plan that is designed to make it easier for the debtor to make payments on the amount owed.

Unlike credit counseling and debt consolidation which requires an individual to repay his debts in full, debt negotiation allows the debtor to dramatically reduce his/her debt and for lesser monthly payments.

There are many factors that come into play in a debt negotiation program. These factors are an individual’s income, type of debt, duration of the debt, the state you live in and your age etc.

Royal Debt Negotiation-How Does it Works?

If you are facing tremendous stress due to your credit card debts and other unsecured loans like hospital bills, personal loans and auto repossessions you need to take your first step towards debt negotiation and get your finances back on track.

This is where professionalism and expertise are required.

CALL US FOR AN UPFRONT, HONEST AND FREE CONSULTATION TODAY AT 800-900-4070.

The Process
  • One of our experienced and specialized debt negotiators will review your debts and financial situation and work with you to decide on a low affordable monthly plan that is unique to your needs.

  • Once you are approved for our program you deposit the quoted settlement into your Dedicated Account that is solely in your name and remains under your control.

  • As your payments start to accumulate in your dedicated account our professional experts will then use their skills and tactics to “haggle” with each of your creditors’ to settle for much lesser amount than you owe and guarantee the payment of the offered amount.

  • Once an attractive debt settlement is negotiated we will inform you immediately and once you approve of this the funds will get released from your dedicated account and paid directly to your creditor.

  • One by one all your debts will be negotiated for less than the balance owed, settled and paid off. You will get a written proof every time a debt is paid off and we will then move forward working dynamically to get you on the road to freedom from debt. It will take 24-48 months depending on your financial situation.

The Process

  • You do not have to pay multiple creditors but deposit a one-time low payment each month into one account.

  • It will help you to pay off your debts more quickly and start your own recovery more quickly as well.

  • Debt negotiation program will remove excess fees, reduce your monthly payments, lower your interest rates and simplify bill paying process.

  • Creditors’ cannot come back at a later date and legally collect on the amount saved or settlement debt.

  • Our negotiators will demand everything in writing from your creditors’ and thus protect you and ensure that your debts are paid off forever.

Call us for Free consultation, analysis and honest evaluation of your debt problems and if you decide to join our program we will help by giving you a debt relief plan that relates to your financial situation.


Why Choose Royal Debt Relief Debt Negotiation?

24/7 Customer Support

Get help anytime, anywhere with our support team

round-the-clock

Affordable Pricing

Save money without compromising on quality with our transparent pricing

Expert Professionals

Certified and experienced staff with background checks

Personalized Solutions

Tailored plans designed specifically for your unique situation

Flexible Options

Choose from multiple plans that fit your schedule and budget

Satisfaction Guaranteed

If you're not happy, we'll make it right - no questions asked

How Does It Work?

Getting started is simple. Follow these 3 easy steps:

1
Contact Us

Fill out our form or call us to describe your needs and preferences

2

Get Your Plan

Receive a customized Debt Negotiation plan with transparent pricing and options

3

Relax & Enjoy

Sit back while our professional team takes care of everything!

Real People, Real Results

Join thousands who have successfully achieved financial freedom through our program

I was feeling completely overwhelmed with debt and didn't know where to start, but working with this company was honestly a 100% change my life. From ...

S

Seemab Malik

US

I want to sincerely thank Aman and Vivek for their incredible support in helping me settle a large amount with Bank of America and American Express du...

I

Iqbal

US

Great service! and great people! They were able to help me with everything I needed, even more than I expected. They contacted every one of my credito...

I

Imran Riaz

US

I had an amazing experience with Royal Debt Relief Debt Settlement Company! I was struggling with high-interest debt every month, and I couldn't see a...

N

Navdeep Bhardwaj

US

I'm very satisfied with ooraa debt relief program. Nishan Singh has been very helpful throughout the process. Thank you for the great work.

inderpreet singh profile photo

inderpreet singh

US

Trustpilot:
4.8/5
BBB:A+ Rating

Ready to Get Started?

Contact us today and experience the Royal Debt Relief difference!

Frequently Asked Questions

Debt settlement is also known by several names as debt resolution, debt negotiation, negotiated debt settlement or sometimes incorrectly called debt consolidation. It is an aggressive method of negotiating mutually agreeable settlements between you and your creditors and allows you to resolve your unsecured debt by reducing the amount you owe (principal). It is a great option if you have debt that you can pay off in 2-3 years time frame or facing financial hardship. You could negotiate with your creditors on your own for this type of debt relief or you could use Royal Debt Relief to help you settle your debt. When you enroll in such a program, you will usually stop paying your creditors and start saving money in a dedicated account. Once enough money is saved a new debt amount which is much lower than that you currently owe will be negotiated for. This is different from Debt Consolidation and Credit Counseling which just reduces interest rates and do not affect the total balance.
Most unsecured debts not secured with collateral can be successfully settled by Royal Debt Relief. We specialize in credit cards, unsecured or personal loans, hospital bills, debt owed after auto-repossessions, retail debt, private student loans as well as business loans. Credit Union debts are generally not negotiable as it is a member-owned organization and a settlement will come at the expense of their fellow credit union members. So Credit Unions are not willing to accept anything less than the full balance owed. Federal student loans must be excluded from the program although they are unsecured. Federal and State taxes also cannot be included in a debt settlement plan.
Yes, definitely you can achieve paying your debts on your own by negotiating with your creditors and save yourself an extra 18-25% of your debt. You may be able to repair your own car or install your own computer network, but most of us would rather like experienced professionals to deal with it. In the same way, there is a lot of information and tools available online to assist you to settle your debts but you need the structure and guidance of an experienced professional who can give you better advice and get you out of debt. Debt settlement process is usually very stressful and emotional and many people cannot handle the pressure especially if they are being harassed by collectors on the phone. We at Royal Debt Relief have a staff of experienced professionals who have in-depth knowledge about how these institutions work and do their best to negotiate settlements for unsecured debt. We can potentially save you from considerable stress by settling your debts for just a fraction of what you owe and enable you to move forward in your life.
In our program, our clients do not pay any upfront fees and secondly, we only get paid when your enrolled debts are reduced. All our fees are included in the one-time low monthly payment that you deposit into your Dedicated Account. Actual fees vary by debt amount, your ability to contribute to monthly payments and the state you live in. It will range from 15-20% of the total debt enrolled. Our option is an affordable one when compared to 15-29% average interest rates you pay every year to your credit card companies. Please do contact our debt consultant for more information.
Actually, settlement amounts, necessary savings and period required to reach your goal of debt relief depends on a variety of different factors like your financial position and creditors’ action. The details of the total settlement amount, monthly savings and the period required to reach debt freedom will be detailed in your Client Agreement Summaries based on the goal you select. The amount you can save varies from, 40-60% of what you actually owe.